So I was watching "Tricks of the Trade" on Fine Living whilst putting away my folded laundry (thanks, Sweetie!) and the topic was "Getting your finances under control." And one of the helpful tips was that 60-70% of people who call their credit card company to request an interest rate reduction actually get one.
So I said to myself, "Self, it is time to stop burying your proverbial head in the proverbial sand. You need to call and tell the credit card folks you don’t want to pay that much interest any more."
So I did. And in 16 minutes and 57 seconds (according to the timer on my cell phone), I got a reduction of 6 points in my APR. I have no idea how much money that’s going to save me, but it has to be something, right?
Wow. Can opening an IRA (which always makes me think of Ira Sleeps Over) be far behind? Am I going to figure out the difference between mutual funds and hedge funds? Am I going to care?
Errrrr… probably not. Oh freakin’ well.